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New Year’s Resolution…… Bankruptcy?

Why Not? Bankruptcy is an ugly word to most people. Generally, most will do everything in the power to avoid it. They feel ashamed, embarrassed and maybe even consider themselves a loser or a failure. They may even be too embarrassed to talk with family or friends about their financial issues. We were taught at...
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Federal Rule Changes Favor Victims of Nursing Home Abuse

The Centers for Medicare and Medicaid Services (CMS), a federal agency, has recently passed a rule changing the requirements around private arbitration in cases of elder abuse or wrongful death. Any nursing home that receive federal funding is prohibited from requiring residents from resolving disputes with the facility by arbitration rather than taking the matter...
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Debris From Semi Trucks Can Also Cause Accidents

Interstate 75 is one of the most traveled roads in the country, stretching from Florida through Georgia and all the way up through Michigan. It also connects with most of the major East-West Interstates as well. One of the inevitable risks of driving one of these major arteries is sharing the road with semi trucks....
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What You Should Know About Wrongful Death Suits

We all hope that our loved ones have long, healthy and fulfilling lives.  Unfortunately for some, this is not the case and their lives are ended abruptly.  Sometimes this may be the result of a health condition, but other times there may be some liability involved from a product, service or activity.  In the cases...
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Will unlisted creditors be discharged in a bankruptcy?

Can I Discharge Debts that I forgot to list in my Bankruptcy? I have been practicing bankruptcy law for over 15 years and I would approximate that at least 25% of all people that file for bankruptcy forget to list one or more debts/creditors in their bankruptcy. It’s not intentional. People forget to list creditors...
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When is Technology at Fault in an Automobile Accident?

Technology is continuing to be a part of our lives in every way imaginable, and while in most cases these advancements can help make life easier, it has also been found that people can become complacent and even reckless as a result. The most obvious example is distracted driving while using a mobile phone to...
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Discharging Taxes in Bankruptcy – It can be done!

Most individuals are not aware that taxes can be discharged in bankruptcy.  In fact, many of my clients have filed bankruptcy for the sole purpose of discharging tax liabilities.  Either through a chapter 7 or a chapter 13, most old tax debt can either be discharged completely or drastically reduced.  There are many rules and...
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Chapter 13 bankruptcy – What is it and how does it work?

There are typically 2 types of bankruptcies an individual can file. The first and most common is a chapter 7 bankruptcy, which typically only lasts 4 months. The other option is a chapter 13. A chapter 13 bankruptcy can last 3-5 years, depending on a few factors. It allows someone to reorganize their debts. Car...
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Can I use my Cell Phone While Driving?

I think the question you should be asking is “Should I be using my cell phone while driving”? Everyone should know the dangers of using a cell phone while driving, but let’s first look at the cell phones laws in Georgia as well as from across the country. Most people are aware that we cannot...
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Can My Student Loan Debts be discharged in Bankruptcy?

I often get asked about student loans and bankruptcy. Can the student loans be discharged in a chapter 7 or a chapter 13 bankruptcy? The answer may surprise you. They can be discharged in a chapter 7 but the debtor has a very heavy burden to proof that the student loan debt would impose an...
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